A Patchwork Quilt

Want to understand this patchwork quilt?

It's the rankings of different global equity markets on a year by year basis.

Australia (the aqua green colour box) was the best region to hold stocks and shares last year (despite still making a -1.1% return.)

But that's rarely been the case. And there's no way of knowing which region will be best next year.

But diversifying your savings across the world would get you constantly in the top half.

Don't look for the needle in the haystack - buy the haystack.